JSI has 2 privacy policies and the policy that applies to you depends on your activities on the site. If you are registering for a JSI user account, then the user policy applies to you. Otherwise, the general public policy applies.

The following items apply to both policies:

Does JSI collect information about children?
The JSI site is not targeted at children and XusNet does not knowingly collect information about children. However, we are committed to comply with applicable laws and requirements, such as the United States’ Children's Online Privacy Protection Act (COPPA).

How can I contact JSI if I have questions about its privacy practices?
You may visit our contact page. We will do our best to address your concern in a timely manner.

Limitation of Responsibility
JSI is not responsible for the privacy practices of third parties with whom information may be shared. JSI is only bound to use and protect your information as specified in these policies. JSI is also not responsible for the privacy practices of any third-party sites that may be linked to JSI.

Privacy Policy: General Public
This policy details JSI's privacy practices as applicable to the general public, meaning any person visiting the JSI site who is not applying for or administering a user account.

What information does JSI collect? How is it used?
JSI may request that you provide personally identifiable information, such as your name, address, phone number and email address. This request will be made only if you indicate a desire for us to contact you. You are under no obligation to provide this information, but without disclosing this information we will be unable to contact you as desired. JSI will only use such information for the purpose of fulfilling your request. When your request has been fulfilled, the information is discarded.

JSI automatically receives and records information on our server logs from your browser, including your IP address, cookie information, operating system and browser information, and the page you request. This information is used only to administer our servers and for security purposes.

Does JSI share this information with others?
JSI does not rent, sell, or share information you provide with other people or companies except under the following conditions:

* JSI may provide your information to other parties when you expressly give us permission to do so.
* We may provide the information to trusted partners who work on our behalf. Any such partner will be bound by confidentiality agreements to use your information only for the purpose for which it was provided, and are not permitted to share it with other parties.
* Your information may be used by JSI to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
* We may share your information with other parties if we believe it is necessary to do so in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of JIS's terms of use or as otherwise required by law.
* If JSI is acquired by or merged with another company, your information will be transferred to that company. In this event, JSI will notify you before information about you is transferred and becomes subject to a different privacy policy.

How does JSI use cookies?
JSI's servers automatically place a cookie on your computer to identify your session. This allows our servers to keep track of how many people are accessing our site at any given time. This cookie contains no personally identifiable information and is discarded when you close your browser or if you attempt to access the site after your session has expired.

How does JSI ensure the confidentiality and security of my information?
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to fulfill your requests or in order to do their jobs. Once your request has been fulfilled, the information is discarded.

What happens if JSI changes its privacy practices?
Any changes to JSI's privacy practices will be noted on this page. However, JSI reserves the right to change its privacy practices regarding the general public without prior notification.

Privacy Policy: Users
This policy details JSI's privacy practices as applicable to those who are applying or administering their JSI user accounts.

What information does JSI collect? How is it used?
JSI will request that you provide personally identifiable information, such as your name, address, phone or fax number and email address. This information is used to allow JSI to administer your account and to contact you should there be a problem with your account and is not shared with other parties.

Other information may be collected, depending on the services you request from JSI. The information which is obtained from you by JSI for those services will be shared only with those individuals or companies with whom it is required to share such information in order to provide the service you have requested.

JSI automatically receives and records information on our server logs from your browser, including your IP address, cookie information, operating system and browser information, and the page you request. This information is used only to administer our servers and for security purposes.

Does JSI share this information with others?
Other than as outlined above, JSI does not rent, sell, or share information you provide with other people or companies except under the following conditions:

* JSI may provide your information to other parties when you expressly give us permission to do so.
* We may provide the information to trusted partners who work on our behalf. Any such partner will be bound by confidentiality agreements to use your information only for the purpose for which it was provided, and are not permitted to share it with other parties.
* Your information may be used by JSI to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
* We may share your information with other parties if we believe it is necessary to do so in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of JSI's terms of use or as otherwise required by law.
* If JSI is acquired by or merged with another company, your information will be transferred to that company. In this event, JSI will notify you before information about you is transferred and becomes subject to a different privacy policy.

Can I edit or delete my account information?
You can edit your account information at any time. However, you cannot delete your own account. You must contact JSI to have your account removed.

Under what conditions will JSI contact me?
XusNet may contact you under the following conditions:

* To respond to communication initiated by you.
* To obtain information that we require in order to perform services you have requested or complete other requests you have made.
* To notify you of changes to JSI's terms of use or privacy policies.
* To inform you of upgrades to the site.
* To notify you of planned service interruptions (for maintenance and upgrade purposes).
* To deliver administrative messages.
* To contact you regarding activity on our site caused by you or which concerns you that leads us to suspect illegal activities, fraud, situations involving potential threats to the physical safety of any person, violations of JSI's terms of use or as otherwise required by law.

These communications are neccessary for JSI's operation, and you cannot opt-out of them.

How does JSI use cookies?
JSI's servers automatically place a cookie on your computer to identify your session. This allows our servers to keep track of how many people are accessing our site at any given time, and to associate your session with your user record so that we may insure that you are authorized to access the quote request site.

How does JSI ensure the confidentiality and security of my information?
We limit access to personal information about you and your company to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We also have physical and electronic safeguards to protect such information.

Your account is protected by a password. In order to be able to keep your personal information and that of your company secure, you must not reveal it to anyone, including individuals claiming to be JSI employees. Actual JSI employees will never ask you for your password. JSI is not responsible for any damages which may occur through a third-party's access to your account.

In certain areas JSI uses industry-standard SSL encryption to protect data transmissions.

What happens if JIS changes its privacy practices?
Any changes to JSI's privacy practices will be noted on this page. If there is any significant change to JSI's privacy policy which could reasonably be considered to be of interest to you, you will be notified at the email address you have supplied in your personal account information before the change takes effect.